“On the fourth day of Christmas my true love gave me four colly birds, three French hens, two turtle doves, and a partridge in a pear tree.”

I have unfortunate news for all you bird owners out there: some insurance companies do not consider your bird a pet, with that in mind I have chosen to change the lyrics of our favorite Christmas carol to: four collie dogs.

Pets are really just part of our family, and we often take them with us when we travel. With that in mind, Progressive has chosen to add pet coverage as part of your auto insurance policy. They offer coverage of up to a thousand dollars for your dog or cat if they are injured during a car accident, or even in the event of a fire or theft. The best news is that it’s free! That’s how it is. Progressive’s pet injury coverage is automatically included in your collision coverage.

Let’s say you’re involved in an accident and you could use your collision coverage to repair your vehicle; Well, you can also use pet injury coverage for your dog or cat to help offset the cost of vet bills. If the pet is not owned by you, but by a relative who lives with you, the same coverage applies.

Once again, pet injury coverage is built into your collision coverage, meaning there is no additional cost whether or not you choose to use it.

Now it is important to remember that this is not pet insurance. Progressive’s pet injury coverage provides coverage for the vet bill your dog or cat incurs due to injuries resulting from accidents while inside your vehicle. Pet insurance is coverage that will pay for vet bills when your pet is sick or injured. With most pet insurance companies, you’ll pay the bill, and then the pet insurance company will pay you. Pet insurance is similar to pet health insurance; Many plans have deductibles, maximums, and even coinsurance. Like health insurance, pet insurance does not necessarily cover all of your pet’s medical conditions and it is very important that you make sure you know all the ins and outs of the policy before you make your purchase. ABC Insurance Services does not offer pet insurance.

With Progressive’s Pet Injury, the coverage is built right into your collision coverage. Progressive auto insurance is one of the few policies that provides this type of coverage. Remember that your dogs and cats are covered for veterinary expenses up to a thousand dollars when they are injured in a car accident.

Remember pet injury coverage the next time you sing about the four collie dogs.